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Consumer Brochure | 2024

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FIRST NATIONAL BANK LOCATIONSHartsville100 McMurry BlvdHartsville, TN 37074615.374.2265Gallatin150 West Main StreetGallatin, TN 37066615.206.1748Hendersonville100 Cinema DriveHendersonville, TN 37075615.808.5000TENNESSEECapitol300 W. Capitol AvenueLittle Rock, AR 72201501.370.4400Rodney Parham11101 Rodney Parham RdLittle Rock, AR 72212501.370.4400Kavanaugh5601 Kavanaugh BlvdLittle Rock, AR 72207501.370.4400Chenal15721 Chenal PkwyLittle Rock, AR 72211501.370.4400Baptist Medical Towers9601 Baptist Health DriveSuite 103Little Rock, AR 72205501.370.4400Lakewood4845 North Hills BlvdN. Little Rock, AR 72116501.370.4400Heber Springs1324 Highway 25 B N.Heber Springs, AR 72543501.362.2362CENTRAL ARKANSASParagould - Downtown200 W. Court StreetParagould, AR 72450870.215.4000Jonesboro - Hilltop3500 E. Johnson AvenueJonesboro, AR 72405870.974.9800Corning612 N. Missouri AvenueCorning, AR 72422870.857.3592Paragould - Reynolds2701 W. KingshighwayParagould, AR 72450870.215.4000Jonesboro - Elk Park912 Southwest DriveJonesboro, AR 72401870.974.9800Piggott635 E. Main StreetPiggott, AR 72454870.598.1362Paragould - West201 Linwood DriveParagould, AR 72450870.215.4000Jonesboro - Highland2701 E. Highland DriveJonesboro, AR 72401870.974.9800NORTHEAST ARKANSASRogers3701 S. Pinnacle Hills PkwyRogers, AR 72758479.631.8888Fayetteville2691 E. Mission BlvdFayetteville, AR 72703479.443.3622Johnson4000 Johnson Mill BlvdJohnson, AR 72762479.443.3623Bentonville300 SE Walton BlvdBentonville, AR 72712479.631.8888Springdale1950 S. Pleasant StreetSpringdale, AR 72764479.750.3620NORTHWEST ARKANSASBest Bankinganywher.fnbank.net(870) 215-4000

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FREE PRODUCTS & SERVICESOpenAnywhereNeed to open a new account? With Open Anywhere, you can open a new You 1st checking account in minutes from your phone, computer, or tablet. It’s easy! No need to visit a branch, or even be an existing customer. For more information, visit openanywhere.fnbank.net, or scan the QR code.Free Instant Issue Debit MastercardEnjoy purchasing power and access to your money nationwide.you 1st checkingBASIC CHECKING » $25 minimum to open an account » No minimum balance » 1st order of logo checks FREE » Unlimited check writing » Free E-Statements or $3 paper statement feeEasiest way to start banking!E-CHECKING » $50 minimum to open » No minimum balance » Free e-statements » Competitive interestSimplest interest-earning account!PREMIUM CHECKING » $50 minimum to open » $500 minimum balance or $5 monthly fee if balance falls below $500 » 1st order of logo checks FREE » Free statements » Competitive interest » Direct deposit requiredFull service, superior interest!PLATINUM CHECKING » $50 minimum to open » $1500 minimum balance or $8 monthly fee if balance falls below $1500 » Free logo checks » Free statements » Competitive interestBest option for maximum interest!Other fees such as non-sucient funds, overdraft fees, etc. may apply. See fee schedule for details. Oer good on personal checking accounts only; ask us about our outstanding options for your business or organization. Bank rules and regulations apply. Minimum opening deposit is only $25 or $50. Ask us for complete details. FNB will buy back up to $10 for checks and debit cards from another nancial institution given at the time the checks/debit cards are presented at the rate of $2 per old pad of checks or per old debit card. Direct DepositHave your paycheck automatically deposited into your account.Zelle®Send and receive money instantly via Zelle® through the Anywhere app.Mobile WalletSkip the swipe by adding your debit Mastercard to your Mobile wallet.Mobile DepositDeposit checks of less than $2,500 through the Anywhere app.Anywhere AppAccess your accounts, transfer funds, schedule bill payments and more with the easy-to-use First National Bank Anywhere app. Digital BankingBanking at your ngertips. Online access to your funds anytime, anywhere.ATM RefundsFree ATM refunds with receipt. Limit $25 per customer, per month.

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FREE PRODUCTS & SERVICESOpenAnywhereNeed to open a new account? With Open Anywhere, you can open a new You 1st checking account in minutes from your phone, computer, or tablet. It’s easy! No need to visit a branch, or even be an existing customer. For more information, visit openanywhere.fnbank.net, or scan the QR code.Free Instant Issue Debit MastercardEnjoy purchasing power and access to your money nationwide.you 1st checkingBASIC CHECKING » $25 minimum to open an account » No minimum balance » 1st order of logo checks FREE » Unlimited check writing » Free E-Statements or $3 paper statement feeEasiest way to start banking!E-CHECKING » $50 minimum to open » No minimum balance » Free e-statements » Competitive interestSimplest interest-earning account!PREMIUM CHECKING » $50 minimum to open » $500 minimum balance or $5 monthly fee if balance falls below $500 » 1st order of logo checks FREE » Free statements » Competitive interest » Direct deposit requiredFull service, superior interest!PLATINUM CHECKING » $50 minimum to open » $1500 minimum balance or $8 monthly fee if balance falls below $1500 » Free logo checks » Free statements » Competitive interestBest option for maximum interest!Other fees such as non-sucient funds, overdraft fees, etc. may apply. See fee schedule for details. Oer good on personal checking accounts only; ask us about our outstanding options for your business or organization. Bank rules and regulations apply. Minimum opening deposit is only $25 or $50. Ask us for complete details. FNB will buy back up to $10 for checks and debit cards from another nancial institution given at the time the checks/debit cards are presented at the rate of $2 per old pad of checks or per old debit card. Direct DepositHave your paycheck automatically deposited into your account.Zelle®Send and receive money instantly via Zelle® through the Anywhere app.Mobile WalletSkip the swipe by adding your debit Mastercard to your Mobile wallet.Mobile DepositDeposit checks of less than $2,500 through the Anywhere app.Anywhere AppAccess your accounts, transfer funds, schedule bill payments and more with the easy-to-use First National Bank Anywhere app. Digital BankingBanking at your ngertips. Online access to your funds anytime, anywhere.ATM RefundsFree ATM refunds with receipt. Limit $25 per customer, per month.

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FREE PRODUCTS & SERVICESOpenAnywhereNeed to open a new account? With Open Anywhere, you can open a new You 1st checking account in minutes from your phone, computer, or tablet. It’s easy! No need to visit a branch, or even be an existing customer. For more information, visit openanywhere.fnbank.net, or scan the QR code.Free Instant Issue Debit MastercardEnjoy purchasing power and access to your money nationwide.you 1st checkingBASIC CHECKING » $25 minimum to open an account » No minimum balance » 1st order of logo checks FREE » Unlimited check writing » Free E-Statements or $3 paper statement feeEasiest way to start banking!E-CHECKING » $50 minimum to open » No minimum balance » Free e-statements » Competitive interestSimplest interest-earning account!PREMIUM CHECKING » $50 minimum to open » $500 minimum balance or $5 monthly fee if balance falls below $500 » 1st order of logo checks FREE » Free statements » Competitive interest » Direct deposit requiredFull service, superior interest!PLATINUM CHECKING » $50 minimum to open » $1500 minimum balance or $8 monthly fee if balance falls below $1500 » Free logo checks » Free statements » Competitive interestBest option for maximum interest!Other fees such as non-sucient funds, overdraft fees, etc. may apply. See fee schedule for details. Oer good on personal checking accounts only; ask us about our outstanding options for your business or organization. Bank rules and regulations apply. Minimum opening deposit is only $25 or $50. Ask us for complete details. FNB will buy back up to $10 for checks and debit cards from another nancial institution given at the time the checks/debit cards are presented at the rate of $2 per old pad of checks or per old debit card. Direct DepositHave your paycheck automatically deposited into your account.Zelle®Send and receive money instantly via Zelle® through the Anywhere app.Mobile WalletSkip the swipe by adding your debit Mastercard to your Mobile wallet.Mobile DepositDeposit checks of less than $2,500 through the Anywhere app.Anywhere AppAccess your accounts, transfer funds, schedule bill payments and more with the easy-to-use First National Bank Anywhere app. Digital BankingBanking at your ngertips. Online access to your funds anytime, anywhere.ATM RefundsFree ATM refunds with receipt. Limit $25 per customer, per month.

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FIRST NATIONAL BANK LOCATIONSHartsville100 McMurry BlvdHartsville, TN 37074615.374.2265Gallatin150 West Main StreetGallatin, TN 37066615.206.1748Hendersonville100 Cinema DriveHendersonville, TN 37075615.808.5000TENNESSEECapitol300 W. Capitol AvenueLittle Rock, AR 72201501.370.4400Rodney Parham11101 Rodney Parham RdLittle Rock, AR 72212501.370.4400Kavanaugh5601 Kavanaugh BlvdLittle Rock, AR 72207501.370.4400Chenal15721 Chenal PkwyLittle Rock, AR 72211501.370.4400Baptist Medical Towers9601 Baptist Health DriveSuite 103Little Rock, AR 72205501.370.4400Lakewood4845 North Hills BlvdN. Little Rock, AR 72116501.370.4400Heber Springs1324 Highway 25 B N.Heber Springs, AR 72543501.362.2362CENTRAL ARKANSASParagould - Downtown200 W. Court StreetParagould, AR 72450870.215.4000Jonesboro - Hilltop3500 E. Johnson AvenueJonesboro, AR 72405870.974.9800Corning612 N. Missouri AvenueCorning, AR 72422870.857.3592Paragould - Reynolds2701 W. KingshighwayParagould, AR 72450870.215.4000Jonesboro - Elk Park912 Southwest DriveJonesboro, AR 72401870.974.9800Piggott635 E. Main StreetPiggott, AR 72454870.598.1362Paragould - West201 Linwood DriveParagould, AR 72450870.215.4000Jonesboro - Highland2701 E. Highland DriveJonesboro, AR 72401870.974.9800NORTHEAST ARKANSASRogers3701 S. Pinnacle Hills PkwyRogers, AR 72758479.631.8888Fayetteville2691 E. Mission BlvdFayetteville, AR 72703479.443.3622Johnson4000 Johnson Mill BlvdJohnson, AR 72762479.443.3623Bentonville300 SE Walton BlvdBentonville, AR 72712479.631.8888Springdale1950 S. Pleasant StreetSpringdale, AR 72764479.750.3620NORTHWEST ARKANSASBest Bankinganywher.fnbank.net(870) 215-4000

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FIRST NATIONAL BANK LOCATIONSHartsville100 McMurry BlvdHartsville, TN 37074615.374.2265Gallatin150 West Main StreetGallatin, TN 37066615.206.1748Hendersonville100 Cinema DriveHendersonville, TN 37075615.808.5000TENNESSEECapitol300 W. Capitol AvenueLittle Rock, AR 72201501.370.4400Rodney Parham11101 Rodney Parham RdLittle Rock, AR 72212501.370.4400Kavanaugh5601 Kavanaugh BlvdLittle Rock, AR 72207501.370.4400Chenal15721 Chenal PkwyLittle Rock, AR 72211501.370.4400Baptist Medical Towers9601 Baptist Health DriveSuite 103Little Rock, AR 72205501.370.4400Lakewood4845 North Hills BlvdN. Little Rock, AR 72116501.370.4400Heber Springs1324 Highway 25 B N.Heber Springs, AR 72543501.362.2362CENTRAL ARKANSASParagould - Downtown200 W. Court StreetParagould, AR 72450870.215.4000Jonesboro - Hilltop3500 E. Johnson AvenueJonesboro, AR 72405870.974.9800Corning612 N. Missouri AvenueCorning, AR 72422870.857.3592Paragould - Reynolds2701 W. KingshighwayParagould, AR 72450870.215.4000Jonesboro - Elk Park912 Southwest DriveJonesboro, AR 72401870.974.9800Piggott635 E. Main StreetPiggott, AR 72454870.598.1362Paragould - West201 Linwood DriveParagould, AR 72450870.215.4000Jonesboro - Highland2701 E. Highland DriveJonesboro, AR 72401870.974.9800NORTHEAST ARKANSASRogers3701 S. Pinnacle Hills PkwyRogers, AR 72758479.631.8888Fayetteville2691 E. Mission BlvdFayetteville, AR 72703479.443.3622Johnson4000 Johnson Mill BlvdJohnson, AR 72762479.443.3623Bentonville300 SE Walton BlvdBentonville, AR 72712479.631.8888Springdale1950 S. Pleasant StreetSpringdale, AR 72764479.750.3620NORTHWEST ARKANSASBest Bankinganywher.fnbank.net(870) 215-4000